Terms of Service

Last updated: 11/7/2025

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use this website.

2. Website Purpose

This website is an independent referral page created to provide information about KOHO’s referral program. We are not officially affiliated with, endorsed by, or sponsored by KOHO Financial Inc.

3. Referral Program

The referral code and bonus information provided on this website are subject to:

  • KOHO’s official terms and conditions
  • Change without notice at KOHO’s discretion
  • Eligibility requirements as determined by KOHO
  • Canadian regulatory compliance

4. Information Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the completeness, accuracy, or reliability of the information on this website. For official information, please refer to KOHO’s official website.

5. No Financial Advice

The content on this website is for informational purposes only and does not constitute financial advice. You should consult with a qualified financial advisor before making any financial decisions.

6. Intellectual Property

All trademarks, logos, and brand names mentioned on this website are the property of their respective owners. The use of these trademarks does not imply endorsement or affiliation.

7. Limitation of Liability

We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on the information provided.

This website contains links to external websites, including KOHO’s official website. We are not responsible for the content, privacy practices, or terms of service of these external sites.

9. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website constitutes acceptance of the modified terms.

10. Governing Law

These terms shall be governed by and construed in accordance with the laws of Canada and the province in which the website operator is located.

11. Contact Information

If you have any questions about these Terms of Service, please contact us through our contact page.