How to Get Your $65 Value KOHO Bonus
Follow our simple step-by-step guide to claim your referral bonus and start enjoying free banking with KOHO.
How to Get Your Bonus
Follow these simple steps to claim your $65 Value KOHO signup bonus
Sign Up for KOHO
Download the Koho app to create your account. There is no credit check!
Enter the Referral Code
Enter the KOHO referral code C4MNILZARC during sign-up to activate your bonus.
Get Your KOHO Bonus
Make a $20 purchase with your Koho card to get your Bonus.
Detailed Setup Guide
1. Download the KOHO App
Visit the App Store (iOS) or Google Play Store (Android) and search for "KOHO". Download and install the official KOHO app. The app is free and takes less than a minute to download.
Requires iOS 13.0+ or Android 6.0+.
Free download with no in-app purchases required.
2. Create Your Account
Open the app and tap "Sign Up". You'll need to provide some basic information:
- Full legal name
- Date of birth
- Canadian address
- Email address and phone number
- Social Insurance Number (for identity verification)
⚠️ Important: When prompted for a referral code, enter C4MNILZARC
3. Verify Your Identity
KOHO will need to verify your identity as required by Canadian banking regulations. This typically involves:
- Taking a photo of a government-issued ID (driver's license or passport)
- Taking a selfie for facial verification
- Answering a few security questions
This process is secure, encrypted, and usually takes less than 5 minutes.
4. Fund Your Account
To activate your $20 bonus, you need to spend at least $20 to your KOHO account within 30 days. You can fund your account through:
- Direct Deposit: Set up direct deposit with your employer
- Bank Transfer: Link your existing bank account and transfer funds
- Interac e-Transfer: Send money from another bank via email
5. Receive Your Bonus
Once you've spent at least $20, your referral bonus will be automatically credited within 1-2 business days. You'll receive a notification in the app when your bonus is available. The $20 will appear in your account balance and can be used immediately for purchases or withdrawals.
Pro Tips
Do This
• Enter the referral code during initial signup
• Fund your account within the 30-day window
• Keep your account in good standing
• Take advantage of cash back on purchases
Avoid This
• Don't skip entering the referral code
• Don't wait more than 30 days to fund
• Don't close your account immediately
• Don't share your login credentials