Spend $20 in 30 days to unlock bonus!
Click to copy • Valid for new KOHO users only
Code verified as of November 30, 2025
Download the Koho app to create your account. There is no credit check!
Enter the KOHO referral code C4MNILZARC during sign-up to activate your bonus.
Make a $20 purchase with your Koho card to get your Bonus.
Perfect for avoiding fees, credit checks, and overspending. Great for daily use, but keep a backup for specific needs like car rentals.

This is step 4 into registration during KOHO signup. Be sure to enter your referral code here after entering you phone number